Weekly Cash Position
See your projected beginning and ending cash balance across the next 13 weeks.
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Free Excel Tool
13-Week Cash Flow Forecast
See where your cash is heading before it gets there. Project weekly cash receipts and payments, anticipate potential shortfalls, and understand how changes in your business could affect your cash position.
No email required. No signup. Instant download.
Why it matters
Know what's coming before cash gets tight
Profitability doesn't always tell you what will happen to your bank balance. The timing of customer collections, payroll, taxes, loan payments, supplier costs, and other obligations can create significant changes in cash from week to week.
A 13-week cash flow forecast gives business owners a short-term view of expected cash movement so they can identify potential pressure points earlier.
What it helps you see
A clearer picture of your next 13 weeks
Cash Coming In
Track expected customer collections, operating receipts, financing proceeds, and other cash inflows.
Cash Going Out
Understand upcoming payroll, operating expenses, supplier payments, taxes, financing payments, and other cash requirements.
Potential Cash Shortfalls
Identify weeks where projected cash may fall below the minimum cash balance you choose for your business.
Where Your Cash Goes
See which major expense categories account for the largest share of projected cash payments.
Downside Scenario
See how lower collections or higher expenses could affect your projected cash position.
13 weeks of cash visibility. One dashboard.
Enter your expected weekly cash receipts and payments and the workbook automatically projects your cash position, identifies potential low points, and compares your base forecast with a downside scenario.
What's included
More than a basic cash flow spreadsheet
13-Week Weekly Forecast
Plan expected cash receipts and payments across the next 13 weeks.
Cash Flow Summary
See total receipts, payments, net cash flow, and where cash is expected to go.
Minimum Cash Monitoring
Set your own desired minimum cash balance and identify weeks where projected cash falls below it.
Scenario Analysis
Compare your base forecast against a downside scenario with lower collections or higher expenses.
Executive Dashboard
Review the most important cash flow information through a simple visual dashboard.
Financial Pulse
See automatically generated observations based on your forecast data.
How it works
Enter Your Forecast
Add your beginning cash balance and expected weekly receipts and payments.
Review Your Cash Position
The workbook automatically calculates your projected weekly ending cash balance and summarizes expected cash movement.
Stress-Test Your Forecast
Use the downside scenario to see how changes in collections or expenses could affect your cash position.
Built for owner-led businesses
The 13-Week Cash Flow Forecast is designed for business owners who want better visibility into short-term cash needs, whether they're managing a growing company, navigating uneven collections, planning significant expenses, or simply looking to make financial decisions with better information.
It can be used alongside the business's existing bookkeeping, accounting, and financial reporting processes.
A practical horizon
Why 13 weeks?
Thirteen weeks provides approximately three months of forward visibility, long enough to identify upcoming cash requirements while remaining short enough to forecast receipts and payments with useful detail.
A rolling forecast can then be updated regularly as actual results and expectations change.
Get the 13-Week Cash Flow Forecast
Download the complimentary Excel template and start building a clearer picture of where your business's cash is heading over the next 13 weeks.
Microsoft Excel (.xlsx) · No email gate
Want better visibility into your cash flow?
Vertex Strategic Finance provides CPA-led accounting, financial reporting, forecasting, and advisory support to owner-led businesses that want clearer financial information and better insight into where their business is heading.
Book a Complimentary ConversationThis resource is provided for general informational purposes only and does not constitute accounting, tax, investment, financing, or financial advice. Cash flow requirements vary based on business structure, industry, financing arrangements, payment terms, seasonality, and other factors. Forecast results depend on the assumptions and information entered and should not be interpreted as guaranteed future results.